Money for Girls: Amortized – All CGs & Scene Gallery Unlock

Money for Girls: Amortized – All CGs & Scene Gallery Unlocked

Money for Girls: Amortized has a large Scene Gallery with CGs, Polaroids, ending images, and bonus artwork. You can unlock some scene galleries naturally by playing the story, while some CGs require specific investigations, Agnel’s friendship or love sticker, Sugar stickers, or certain traits.

This guide lists the unlock requirements for the full Money for Girls Scene Gallery, Polaroids, ending gallery, and Bad End Coins.

Spoilers ahead.

Related Guide: Money for Girls: Amortized – All 8 Endings Guide
Use this guide if you haven’t completed the game first. I recommend you to play the game blindly and experience all the endings before unlocking the all CGs.

Scene Gallery Sticker Requirements

For some gallery scenes, you’ll need specific stickers.

SymbolRequirement
Agnel’s Friendship Sticker – 3 heart points
💗Agnel’s Love Sticker – 10 heart points
Sugar 1 Sticker – Eat sugar once
🍭Sugar 3 Sticker – Eat sugar twice and complete Radio Hazard → Sugar Static
🩸Endometriosis trait
🐎Horsegirl trait

The developer has confirmed that the Love Sticker now requires 10 hearts. Agnel’s invitation also requires completing three Agnel investigations, so older routes with lower requirements may no longer work.

Scene Gallery Page 1

  • 1a – Unlocks naturally with any route.
  • 1b – Unlocks naturally with any route.
  • 1c – After the introduction at school on your first day, choose Breast Cancer, Amphetamines, or Virgin.
  • 1d – Unlocks naturally
  • 1e – Unlocks naturally
  • 1f – Unlocks naturally

Scene Gallery Page 2

  • 2a – Unlocks naturally
  • 2b – Unlocks naturally
  • 2c – ⭐ Outside → Agnel → Phone Call (Girls End Route)
  • 2d – Unlocks naturally
  • 2e – Piggy scene → Do it (Hygiene End Route)
  • 2f – Piggy scene → Do it → Swallow money (Hygiene End Route)

Scene Gallery Page 3

  • 2d – Unlocks naturally
  • 3b – 💗 Outside → Agnel → Sugar Beach (Girls End Route)
  • 3c – Natural progression
  • 3d – Pick it during Let’s Pray! event.
  • 3e – Pick it during Let’s Pray! event.
  • 3fHome → Mom’s Bedroom → Shrine (Business End Route)

Scene Gallery Page 4

  • 4a – 🩸 Random event
  • 4b – 🩸 Random event
  • 4c – ⭐ Home → I Like Girls (Coin End Route)
  • 4dHome → Cut Yourself → Leg
  • 4eHome → Cut Yourself → Arm
  • 4fHome → Cut Yourself → Chest

For 4a and 4b, you need the Endometriosis trait, and the scenes will trigger randomly.

Scene Gallery Page 5

  • 5a – ⭐ Outside → Agnel → Wishing Fountain (Girls End Route)
  • 5b – ⭐ Outside → Agnel → Wishing Fountain (Girls End Route)
  • 5c – ⭐ Outside → Agnel → Guano → Any choice/ Embrace The Guano (Money End Route)
  • 5d – ⭐ Outside → Agnel → Fauxns (Girls End Route)
  • 5e – ⭐ Outside → Agnel → Fauxns (Girls End Route)
  • 5f – 💗 Outside → Agnel → My Knight (Girls End Route)

The Agnel scenes require the Friendship or Love Sticker shown above.

Scene Gallery Page 6

  • 6aOutside → Investigate → Something Fishy (Girls End Route)
  • 6b – ⭐ Agnel’s Friendship Sticker required
  • 6c – 🐎 Home → Horse Book → Any choice
  • 6d – Requires three stickers (Check the required steps below)
  • 6e – ⭐ Outside → Agnel → A Date! (Girls End Route)
  • 6fHome → Radio Hazard → Any choice (Business End Route)
How to Unlock Scene 6d?

To unlock scene 6d, you need three stickers. Use the following route to unlock it quickly.

Start with the Horsegirl trait.

  1. At the start, choose Peek → … → Take a sample first
  2. Choose Do it → Stop → Oink feebly → Humiliated. But strangely good
  3. Bio class → Keep it as evidence
    You’ll get the Pervert Sticker.
  4. Home → Horse Book → Any choice
    This will unlock Scene 6c.
  5. Horse class → Any choice
    You’ll get the Friendship Sticker.
  6. Investigate → The Debt
  7. Amphetamines → Do Amphetamines → She’s so cool
  8. Outside → Investigate → Casting Call → … → Cancer eats the sugar → Nibble it like a pony…
  9. True Heart Day → They must be for Agnel…
  10. Outside → Agnel → Guano → Avoid Guano → Probably a normal one…
    You’ll get the Horsewoman Sticker.
  11. Choose Neigh!! → Yes

That’s it!! If you make the above choices, scene 6d will be unlocked.

Scene Gallery Page 7

  • 7a – 💗 Accept Agnel’s Invitation
  • 7b – 💗 Accept Agnel’s Invitation
  • 7c – ⭐ Outside → Agnel → A Nice Dog (Girls End Route)
  • 7dOutside → Investigation → The Crime
  • 7eOutside → Investigate → The Debt, Her Office, and Casting Call (Make sure to investigate all three options.)
  • 7f – Unlocks naturally

For the invitation scenes, remember that the current requirement is 10 Agnel hearts plus three Agnel investigations.

Scene Gallery Page 8

  • 8a – Unlocks naturally
  • 8b – Dream that triggers after investigating Agnel
  • 8c – Dream that triggers after investigating Agnel
  • 8d – 🍭 Dream that appears sometime after completing the Sugar Mommy-related events
  • 8e – 🐎 Dream; appears randomly
  • 8f – ⬜ Stripper dream → Any choice

The dream scenes don’t all require a specific choice. They are triggered randomly. But make sure you investigate Agnel to watch all the dream-related CGs.

Scene Gallery Page 9

  • 9a – Unlocks naturally
  • 9bOutside → Investigate → The Debt (Should be unlocked if you’ve completed 7e)
  • 9cOutside → Investigate → Her Office (Should be unlocked if you’ve completed 7e)
  • 9d – Unlocks naturally
  • 9e – Classroom nightmare after completing enough investigation
  • 9f – Classroom nightmare → Get up → Any choice

I don’t know the exact requirement for the 9e scene. It appeared for me after I completed all events related to Sugar Mommy, including Prize Pool.

Scene Gallery Page 10

  • 10aOutside → Investigate → Her Office (Should be unlocked if you’ve completed 9c)
  • 10b – 🍭 Outside → Investigate → Prize Pool → Any choice (Business End Route)
  • 10c – 🍭 Outside → Investigate → Prize Pool → Any choice (Business End Route)
  • 10d – 💗 Accept Agnel’s Invitation → … → You asked what happened to her
  • 10eHome → Old Colleague → Any choice (Business End Route)
  • 10f – 💗 Accept Agnel’s Invitation → … → You asked what happened to her

Scene Gallery Page 11

These scenes are part of the later Agnel sequence.

  • 11a – Natural progression
  • 11b – 💗 Look for Agnel → Floor → Go back → Examine floor
  • 11c – 💗 Look for Agnel
  • 11d – 💗 Look for Agnel → Walls → A room
  • 11e – 💗 Look for Agnel → Walls → Another room
  • 11f – 💗 Look for Agnel → Walls → Go deeper → A trail of sugar

Scene Gallery Page 12

Continue the Look for Agnel sequence:

  • 12a – 💗 Look for Agnel → … → Follow the ants
  • 12b – 💗 Look for Agnel → … → Follow the ants
  • 12c – 💗 Look for Agnel → … → Follow the ants
  • 12d – 💗 Look for Agnel → … → Follow the ants
  • 12e – 💗 Look for Agnel → … → Follow the ants → … → Open eyes (third option)
  • 12f – 💗 Look for Agnel → … → Follow the ants → … → Open eyes (third option)

The third Open Eyes option is the important one here. This is the same eye-choice section used in the Girls End route from the previous endings guide.

Scene Gallery Page 13

  • 13a – 💗 Look for Agnel → … → Follow the ants → … → Open eyes (third option)
  • 13b – 💗 Look for Agnel → … → Follow the ants → … → Open eyes (third option) → Then, a sound
  • 13c – 💗 Same route as 13b
  • 13d – 💗 Same route as 13b
  • 13eHome → Favorite Game → Any choice (Money End Route)

Money for Girls: Amortized Ending Gallery

The Ending Gallery contains the ending CGs you unlock while completing the game’s different endings.

If you’re specifically trying to unlock all achievement endings, check the All Money For Girls Endings Guide linked above. It covers the routes for:

  • Hygiene End
  • Mood End
  • Girls End
  • Chains End
  • Money End
  • Business End
  • Bleed End
  • Coin End
  • Freak End

You can use the saves from the later routes to avoid replaying the entire game for every ending.

All Polaroids

There are 6 Polaroids in this game that you can unlock.

Polaroid 1

Outside → Investigate → That Girl

You can unlock this Polaroid during the Girls End route.

Polaroid 2

💗 Outside → Agnel → Sugar Beach → Any choice

This can also be unlocked during the Girls End route.

You need Agnel’s Love Sticker.

Polaroid 3 – Mom Beach

Home → Mom Beach

This one requires the Mom Sticker, which you can get by completing 5 Mom-related scenes.

Here’s how to complete mom-related scenes:

  1. Investigate → The Debt → Any choice
  2. Investigate → Her Office → Any choice
  3. Home → Old Colleague
  4. Home → Weird Hairs
  5. Home → Mom’s Bedroom → Closet
  6. Home → Mom Is Showering → Did You Have A Good Day?
  7. Home → I Like Girls

After getting the Mom Sticker, the Mom Beach scene will unlock.

Polaroid 4

💗 Outside → Agnel → Sugar Beach → … → Look at it… → Really look at it.

This is one of the Polaroids where you need to use the more specific Really look at it choice.

Polaroid 5

🍭 Outside → Investigate → Prize Pool → … → Look (Business End Route)

You need the Sugar 3 Sticker.

Polaroid 6

Outside → Agnel → Mall Girls → … → Look at it → Really look at it (Girls End Route)

For this one, you’ll need Agnel’s Friendship Sticker.

Where to View the Polaroids?

Where to View the Polaroids?

Once unlocked, your normal Polaroids can be viewed here:

Relax → Cancer’s World → Your Things → Your Photos

The creepy versions from the Really look at it… choices are stored separately:

Your Things → Torn Paper in the lower-right corner.

Bad End Coins & Gift Shop

There are 6 Bad End Coins that you can collect.

You’ll receive them after unlocking these endings:

  • Hygiene End
  • Mood End
  • Freak End
  • Money Machine End
  • Business End
  • Chains End

You can then use these coins to unlock artwork in the Gift Shop.

The Gift Shop appears outside during Weeks 4 and 8.

Bad End Coins & Gift Shop

There are currently 3 art pieces available to unlock.

After buying them, you can view the artwork again from:

Cancer’s Room → Relax → Your Things → Private Collection… → Look at Portraits

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